Established Member
Posts: 10
Registered: ‎10-08-2012
Re: Take the FICO Fitness Challenge for 2012!

I will be attempting to get a mortgage in 3 months.  I got a couple of secured cards and a store credit card.  I wish I started to get my credit health straight earlier in the year.  I am so excited in the improvement in my score since July.  I unfortunately pulled a score in February but didn't act until July.  Lack of knowledge.  But now I am on the right track.  I really want to get to 640 as quickly as possible.  Paying bills on time, paying my cards off before their statement dates, and just watching my spending.  I know it will take time but I hope I will see 640 before end of the year.  Any suggestions?

Starting Score: EX=508 EQ=483 TU=507 ON 2/8/2012
Score 10/8/12: EX=542 EQ=530 TU=564. 11/28/12 EQ-595, EX-632, TR-592
Current Score 9/19/14: EX=633 EQ=660 TU=633
Goal Score: 700 across the board

Take the FICO Fitness Challenge