Valued Contributor
Posts: 2,262
Registered: ‎07-23-2012
Re: Take the FICO Fitness Challenge for 2012!

fairclok wrote:

I'm looking for advice on what type of credit card i can get with


Exp 655

TU  615

Equ 650


I currently have Orchard Bank at $300 for approx 6 months.   Pay off 90% each months so only left with 10% revolving.  

I have 1 school loan for $10k - current for 3 years.   


i have approx 7 negative listings on my report, but they were all paid in full and closed approx 5 years ago. 


After many years just living off debit card, I felt it was time to build credit.     


I'm looking to apply for a card where i most likely will not get rejected.





i would say a secured card with a 2k+ deposit if you have the funds for it. 

the more you put down the better... 

but 500 would do just fine as well. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6

2014 Goals:
Lower Utility
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000