Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Take the FICO Fitness Challenge for 2012!

fairclok wrote:

I'm looking for advice on what type of credit card i can get with

 

Exp 655

TU  615

Equ 650

 

I currently have Orchard Bank at $300 for approx 6 months.   Pay off 90% each months so only left with 10% revolving.  

I have 1 school loan for $10k - current for 3 years.   

 

i have approx 7 negative listings on my report, but they were all paid in full and closed approx 5 years ago. 

 

After many years just living off debit card, I felt it was time to build credit.     

 

I'm looking to apply for a card where i most likely will not get rejected.

 

Thanks,

 

Keith


i would say a secured card with a 2k+ deposit if you have the funds for it. 

the more you put down the better... 

but 500 would do just fine as well. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000