I hyaven't checked my score in a while. It used to be quite high, but I am now retired, having a much harder time paying off all my credit cards every month. My wife and I now live separately most of the time and filed our taxes separately for the first time last year. I though the challenge was some sort of training program on calculating or improving your credit score, but if it, I can't find it on any of the links. I have a lot of open/unused credit accounts, and I am wondering whether it makes sense to close them out or leave them open.
Starting Score: 800