Regular Contributor
Posts: 206
Registered: ‎12-20-2012
Re: Take the myFICO Fitness Challenge for 2013!

I am new to the boards and excited about this challenge! Learning so much here. 


2013 Goals:


  • Apply for first prime card to boost my thin file- starting with Citi, my bank of 12 years. 
  • If successful apply for second card
  • Refi auto loan to lower interest
  • Macy's CLI
  • FICO of 680 by year end
  • ***Help other people in my life with all of the information I have learned here!!! (Already I helped one friend pull her student loans out of default and get a GW delete and that felt so great to do for somone! How lucky are the people who get to do this as their job?)

Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740