I am currently a graduate student and make around 12K a year. I started my credit journey in December 2011 with opening three credit cards: one with a local credit union, paypal smartconnect, and the amazon store card. I added a few more cards during August and September 2012, then applied for 2 Amex cards this month for backdating purposes.
My Goals for 2013 include:
Reaching a $4000 credit line
Adding another $3000 to savings
Getting a 730 score across all three bureaus.
I've learned alot from reading and participating in these forums and look forward to achieving my goals.
Starting Score: TU: 704, EQ: 679, EX: 687