Re: Take the myFICO Fitness Challenge for 2013!
01-21-2013 08:49 AM
I am taking the challenge for so many reasons. I come from a family who did not take care of thier credit. Now that I am out on my own I am working to fix my mistakes and build a solid financial future. As a college student I racked up $20,000 in student loans and really abused my first credit card. That got cancelled and paid off for less than what was owed.
Fastforward to today. I am slowly paying off my student loans, making on time payments and have one secured credit card with a limit of $300. I am trying to live below my means. My goal for this year is to reduce my overall debt and hopefull see my secured cc graduate and increase the cc limit.
But by far the biggest goal for this year is to remain informed. For me that means checking my score, report and checking every month. What you don't know can't hurt you, haha, yea right!
Starting Score: EX666, EQ666, TU666
Current Score: Ex691, EQ667, TU674
Goal Score: 850