Goals for 2013
-Raise my CS to 680 by the end of this year. Right now I'm a dumpy mid 500s.
-Get rid of the 4 collections I have sitting on each CR
-GW the lates on 2 loans
-Decreate balance on CC (right now it's almost maxed and a First Premier (yuck))
-Pick up a secure CC and keep utilization low
I've been reading everything I've come across and I'm really excited about getting this junk fixed.
Starting Score: EQ 574 EX 528 TU 566 (1/18/2013)