New Visitor
Posts: 1
Registered: ‎01-29-2013
Re: Take the myFICO Fitness Challenge for 2013!
[ Edited ]

Hi everyone,


I'm also very new to this and not quite sure where to start. Just when I think I am ready to take a step in one direction, I learn something new that makes me rethink everything - I'm sure I am going to have a lot of questions.


My goal for 2013 is just to pay off (hopefully PFD) some baddies on my CR and to keep anything else from hitting my already battered CR. I'd also like to get another line of credit within 6 mos. so that I have two lines of credit. Currently I just have one CC, Sec. Cap One $200 that I have had for about a month. I'd really like to get a mortgage sometime in 2015 - 2016 ( I estimate that it will take me probably 2 years to get an acceptable credit score for a decent interest rate) and I'm working on all of the VA  requirements to get there. Looking forward to hopefully seeing some big improvements in my score in 2013!

Starting Score: (1/1/2013) Exp: 563, EQ: 563, TU 572
Current Score: Exp: 563, EQ: 563, TU 572
Goal Score: 680 by 12/31/13

Take the myFICO Fitness Challenge