Established Member
Posts: 11
Registered: ‎06-26-2010
Re: Take the FICO Fitness Challenge for 2011!

Hi All!


My current EQ Score is 503.. My goal is 650...  


I currently only have 1 secured credit card that i use and pay.  student loans that are still in-school status.  and quite a few medical collections and collection agencys.


Where should I start?  Should I just file BK?  My debt amount is only about $16k

BK Chapter 7 Discharged 12/31/2015
Starting Score: EQ: 522 TU: 469 EX: 503
Current Score: EQ: 562 TU: 549 EX: 527 (02/19/16)
Goal Score: 700 Across the board