I would have been happy to reach 700 this year. In March I gave my hopeful goal for end if year as 760. My scores have shot thru the roof. Today's lender pull is:

EX=770 EQ=761 TU=713

I am SO happy to say that after more than 3 years I am finally here.

I owe a lot in student loans so it will be hard to get the rest of the way, but my report is finally clean with NO baddies!