Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Take the FICO Fitness Challenge!

1) Our goal is to raise both EQ & TU FICOs to 750 & 760 respectively for both DW and myself.


2) Our current EQ/TU FICO scores as of January 1 are 642/672 for myself and 651/667 for DW.


3) The fastest way to impact our FICO scores is to paydown CC debt. DW was at 89% at the start of the year and I was approaching 70%. We began working a plan to lower our util near 0% by July 1. We are also looking to buy our first home this year too.