Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
Re: Take the FICO Fitness Challenge!
I'm going to be losing a big chunk of history when I drop off of an AU card. (It's done its job.) So I'm actually looking at losing points, at least initially.

So my goal isn't to increase my scores; it's to get them back. Smiley Very Happy

Current scores: TU 765, EQ 759.

I'll do this by refraining from apping, keeping my util at essentially 0%, and working on a closed account with lates that is softed quarterly with an -AR suffix. I don't think they're allowed to do that...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007