Frequent Contributor
Posts: 359
Registered: ‎06-06-2009
Re: Take the FICO Fitness Challenge!

demi wrote:

2.  Equifax 649 (ouch, took a dive), Transunion est 675 (have not purchased for a few months, however CreditKarma is 699).

My CreditKarma TU score is always like 70 points LESS (at least 40 or 50) than myFICO TU score. Before I started looking into my credit I had no idea what my score was or what 'FAKOs' were, etc. So I seen my score first at CK, and then was pleasantly surprised that my more accurate score from here was much higher. It appears yours may work in the opposite direction - CK higher than myFICO?

Recent Cards:
12/2012 - Discover (ICL 3,375 CLI to 5,375 05/2014)
12/2013 - Chase Freedom (ICL 3,500 ACLI to 4,500 07/2014)
03/2012 - Gander Mountain MC (WFNNB) 7,000 CL
04/2012 - Ace Rewards Visa (US Bank) 12,000 CL
Back to gardening for a year or two