Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Take the FICO Fitness Challenge!

OnwardUP wrote:

msdraglox wrote:

1. My goal is to cross the 650 mark

2. My current fico is 614 (1/4/10 SW alert)

3. Pay all credit cards off, GW until my fingers bleed, Get a secured card

What is SW alert? What is GW until my fingers bleed?


Thank for any info!!!


Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations

Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.

and What Steps Do I Take - great for learning the repair process.


SW = ScoreWatch. Score Watch is a product by myFICO and Equifax that allows you to track report and FICO score changes to your Equifax report.


"GW until my fingers bleed" is a euphemism for sending Goodwill letters over and over to request creditors to remove negative remarks from your credit report.



For more info, check out the Rebuilding Your Credit Board: