Established Member
Nelia64
Posts: 23
Registered: ‎02-20-2009
Re: Take the FICO Fitness Challenge!

Some of my negatives were removed due to time lapse (old baddies that were on my report for at least 6 to 7 years).

Others I disputed through the CRA's online dispute process (late payments, incorrect reporting etc.) I also wrote GW letters (only one of my creditors refused to budge and remove the collection from my report and that was IC Systems).  I also did a PFD on an old ATT bill from 2006 that resulted in a removal.  So I used all tools available to me through knowledge I obtained through myFICO.  It takes work and patience but it will pay off in the end.  Good Luck on your

journey.:smileyhappy:


Starting Score: TU 651, EQ 640, EX 597
Current Score: TU 709, EQ 684, EX 726
Goal Score: TU 760, EQ 730, EX 760


Take the myFICO Fitness Challenge