Re: Take the FICO Fitness Challenge for 2011!
01-09-2011 07:39 AM
1. Your FICO score goal for 2011:
740 with all 3 bureaus
2. Your current FICO score(s):
672 EQ (myfico.com)
663 EX (identity guard)
594 TU (identity guard)
Have some items in dispute with TU so after resolved with order TU Fico Score from myfico for more accuracy.
3. The steps you plan to take to achieve your goal:
Re-establish good credit and payment history and increase credit score. I currently have no loans nor any revolving credit accounts and haven't had any in over 7 years. But unfortunately have to purchase a vehicle now because my 98 Honda Civic is no longer reliable and must go. I know it's going to take some careful planning, but thank goodness I started cleaning up my credit report last October. I knew I would need to purchase a car this year and would need financing, but didn't think I would have to till late Spring or Summer. So while my scores are not where I would like them to be, more specifically TU, to get a decent interest rate, they are a lot better than what they were. Also glad that while I have negatives on all 3 credit reports, they are all paid as agreed and not derogatory.
Starting Score: EQ 672, EX 663?, TU 594? (1/8/2011)
Current Score: EQ 672, EX 663, TU 594 (1/8/2011)
Goal Score: 740 all 3
Take the FICO Fitness Challenge