To take the challenge, tell us:
1. Your FICO score goal for 2011 - TU 730 EQ 730
2. Your current FICO score(s) - 5/10 TU 585 EQ 626
3. The steps you plan to take to achieve your goal - I have both late payment accounts and a paid collection due to be taken of my CRs in 2011. My CRs will be clean!! From there I just want to continue to build my credit history with the two installment loans and keep utilization on the credit cards under 5%. Hoping later to take out a small home equity loan for home improvements.
Starting Score: 4/10 585