1. Your FICO score goal for 2011 - is to be in the 700 club
2. Your current FICO score(s) EX-611. TU- 617, EQ-644
3. The steps you plan to take to achieve your goal is to pay off 3 collections that I have left, also there will be a couple of things that will fall off in another 3-4 months. Keep negative items off credit. Pursue a mortgage in 6months and continue to keep up the good credit work.
Starting Score: 617