To take the challenge, tell us: 

1.  Your FICO score goal for 2011 -            TU 730   EQ 730

2.  Your current FICO score(s) -     5/10     TU 585   EQ 626

                                                           1/11/11  TU 708   EQ 710

3.  The steps you plan to take to achieve your goal - I have both late payment accounts and a paid collection due to be taken of my CRs in 2011.  My CRs will be clean!!  From there I just want to continue to build my credit history with the two  installment loans and keep utilization on the credit cards under 5%.  Hoping later to take out a small home equity loan for home improvements.

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Starting Score: 4/10 585
Current Score: Sept 2011 EQ 710 TU 712 EX 761
Goal Score: 12/12 730

Take the FICO Fitness Challenge

1.  My FICO score goal for 2011 is 750

2.  Current FICO score(s) EXP 652 TU 688 EQ 676

3.  The steps I plan to take is to remove 8 negatives from my credit reports & maintain credit card balances to 0.

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Starting Score: 620
Current Score: 678
Goal Score: 750

Take the FICO Fitness Challenge

1. Your FICO score goal for 2011 - is to be in the 700 club

2.  Your current FICO score(s) EX-611. TU- 617, EQ-644

3.  The steps you plan to take to achieve your goal is to pay off 3 collections that I have left, also there will be a couple of things that will fall off in another 3-4 months. Keep negative items off credit. Pursue a mortgage in 6months and continue to keep up the good credit work.

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Starting Score: 617
Current Score: 617
Goal Score: 700

Take the FICO Fitness Challenge

I am not clear on how to sign up for the challenge.  Please advise.

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Starting Score: 679 EQ, 708 TU, 792 EX
Current Score: 752 EQ, 724 TU, UNK EX
Goal Score: 750 EQ and TU, 850 EX

Take the FICO Fitness Challenge

1.  My FICO score goal for 2011 is 750 EQ and TU, 850 EX (Vantage)

2.  My current FICO score(s) are 679 EQ, 708 TU, 792 EX (Vantage)

3.  The steps I plan to take to achieve my goal - Keep my debt-to-credit ratio very low, increase my available credit, continue my 4.5 year practice of paying everything ontime. 

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Starting Score: 679 EQ, 708 TU, 792 EX
Current Score: 752 EQ, 724 TU, UNK EX
Goal Score: 750 EQ and TU, 850 EX

Take the FICO Fitness Challenge

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Outofajam wrote:

1.  My FICO score goal for 2011 is 750 EQ and TU, 850 EX (Vantage)

2.  My current FICO score(s) are 679 EQ, 708 TU, 792 EX (Vantage)

3.  The steps I plan to take to achieve my goal - Keep my debt-to-credit ratio very low, increase my available credit, continue my 4.5 year practice of paying everything ontime. 

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Hello.

I moved your latest post here: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-available-credit-being-too.... I think you'll get more response there.

-marinevietvet, myFICO moderator

Hello all.  Looks like I have a fun 2011 ahead.   Bringing up the scores from divorce last year.    Just paid my balance off on my CC so I should see a bump next month!  

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Starting Score: EX 433 on 1/25/13 TU 464 on 1/25/13
Current Score: EX 528 TU 535
Goal Score: 720

Take the myFICO Fitness Challenge

Sweets you can do it....

OK...here goes...

1.  My FICO score goal for 2011- 700  on all three CR's for me and my husband.

2.  Current Scores: EQ-608 (1/2010), TU- 643 (11/2010)

3.  Get paid medical debt removed through the HIPPA process; Pay off unpaid medical debt; GW any additional baddies. NOT BE LATE ON ANY PAYMENTS!

I would like to refinance my house this year through the FHA Streamline process, so I need to be diligent.

BEST WISHES TO EVERYONE!!

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Starting Score: 507 (8/2010)
Current Score: 635 (EQ-7/2011)
Current Score: 683 (TU-7/2011)Goal Score: 715

Take the FICO Fitness Challenge