Established Member
jodi27
Posts: 22
Registered: ‎07-25-2010
Re: Take the FICO Fitness Challenge for 2011!

To take the challenge, tell us: 

1.  Your FICO score goal for 2011 -            TU 730   EQ 730

2.  Your current FICO score(s) -     5/10     TU 585   EQ 626

                                                           1/11/11  TU 708   EQ 710

3.  The steps you plan to take to achieve your goal - I have both late payment accounts and a paid collection due to be taken of my CRs in 2011.  My CRs will be clean!!  From there I just want to continue to build my credit history with the two  installment loans and keep utilization on the credit cards under 5%.  Hoping later to take out a small home equity loan for home improvements.

 


Starting Score: 4/10 585
Current Score: June 2013 EQ 744 TU 705 EX 750
Goal Score: 12/13 > 720


Take the FICO Fitness Challenge
Established Member
DrBlackBelt
Posts: 29
Registered: ‎10-06-2010
Re: Take the FICO Fitness Challenge for 2011!

1.  Goal score for 2011 is 700+ for all 3 bureaus

2.  Current FICO scores are TU 617 and 683 EQ (September 2010)

3.  Pay off one cc with $1k balance.  Continue making regularly scheduled mortgage and student loan payments.  Make sure BK and other baddies fall off CR's.


Starting Score: EQ 683, TU 617, EX ?
Current Score: EQ 716, TU 785, EX ?
Goal Score: 750+


Take the FICO Fitness Challenge
Member
4sarahg
Posts: 8
Registered: ‎01-23-2010
Re: Take the FICO Fitness Challenge for 2011!

1.  My FICO score goal for 2011 is 750

2.  Current FICO score(s) EXP 652 TU 688 EQ 676

3.  The steps I plan to take is to remove 8 negatives from my credit reports & maintain credit card balances to 0.


Starting Score: 620
Current Score: 678
Goal Score: 750


Take the FICO Fitness Challenge
New Member
lteek
Posts: 5
Registered: ‎09-29-2010
Re: Take the FICO Fitness Challenge for 2011!

 

1. Your FICO score goal for 2011 - is to be in the 700 club

2.  Your current FICO score(s) EX-611. TU- 617, EQ-644

3.  The steps you plan to take to achieve your goal is to pay off 3 collections that I have left, also there will be a couple of things that will fall off in another 3-4 months. Keep negative items off credit. Pursue a mortgage in 6months and continue to keep up the good credit work.


Starting Score: 617
Current Score: 617
Goal Score: 700


Take the FICO Fitness Challenge
New Member
Outofajam
Posts: 5
Registered: ‎10-21-2010
Re: Take the FICO Fitness Challenge for 2011!

I am not clear on how to sign up for the challenge.  Please advise.


Starting Score: 679 EQ, 708 TU, 792 EX
Current Score: 752 EQ, 724 TU, UNK EX
Goal Score: 750 EQ and TU, 850 EX

Take the FICO Fitness Challenge
New Member
Outofajam
Posts: 5
Registered: ‎10-21-2010
Re: Take the FICO Fitness Challenge for 2011!
[ Edited ]

1.  My FICO score goal for 2011 is 750 EQ and TU, 850 EX (Vantage)

2.  My current FICO score(s) are 679 EQ, 708 TU, 792 EX (Vantage)

3.  The steps I plan to take to achieve my goal - Keep my debt-to-credit ratio very low, increase my available credit, continue my 4.5 year practice of paying everything ontime. 


Starting Score: 679 EQ, 708 TU, 792 EX
Current Score: 752 EQ, 724 TU, UNK EX
Goal Score: 750 EQ and TU, 850 EX

Take the FICO Fitness Challenge
Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009
Re: Take the FICO Fitness Challenge for 2011!

Outofajam wrote:

1.  My FICO score goal for 2011 is 750 EQ and TU, 850 EX (Vantage)

2.  My current FICO score(s) are 679 EQ, 708 TU, 792 EX (Vantage)

3.  The steps I plan to take to achieve my goal - Keep my debt-to-credit ratio very low, increase my available credit, continue my 4.5 year practice of paying everything ontime. 


Hello.

 

I moved your latest post here: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-available-credit-being-too.... I think you'll get more response there.

 

-marinevietvet, myFICO moderator

Frequent Contributor
denver133
Posts: 266
Registered: ‎12-29-2010
Re: Take the FICO Fitness Challenge for 2011!
[ Edited ]

Hello all.  Looks like I have a fun 2011 ahead.   Bringing up the scores from divorce last year.    Just paid my balance off on my CC so I should see a bump next month!  


Starting MyFico Scores: EX ??? EQ 433 TU 464 on 1/25/13
Current MyFico Scores: EX 682 EQ 638 TU 673 on 8/2/14
Goal Score: 720


Take the myFICO Fitness Challenge
New Member
bluephix
Posts: 2
Registered: ‎12-16-2010
Re: Take the FICO Fitness Challenge for 2011!

Sweets you can do it....

Valued Member
Njoy
Posts: 33
Registered: ‎07-06-2008
Re: Take the FICO Fitness Challenge for 2011!
[ Edited ]

OK...here goes...

 

1.  My FICO score goal for 2011- 700  on all three CR's for me and my husband.

2.  Current Scores: EQ-608 (1/2010), TU- 643 (11/2010)

3.  Get paid medical debt removed through the HIPPA process; Pay off unpaid medical debt; GW any additional baddies. NOT BE LATE ON ANY PAYMENTS!

 

I would like to refinance my house this year through the FHA Streamline process, so I need to be diligent.

 

BEST WISHES TO EVERYONE!!


Starting Score: 507 (8/2010)
Current Score: 635 (EQ-7/2011)
Current Score: 683 (TU-7/2011)Goal Score: 715


Take the FICO Fitness Challenge