Hi All!
1. Your FICO score goal for 2011: 700 Club+!!
2. Your current FICO score(s): EQ-608; TU-654
3. The steps you plan to take to achieve your goal: 2010 was a year of discovery for me when it comes to FICO and I am going to build on the hard work that we did in 2010! (Already increased my score over 100 point in 7 months). So this year I will continue to maintain 0-8% balance on my credit card (only have one of those). Paid off any remaining collections (I still have some out there, but I am better) I hope to get in the 700 club, so I can refinance my mortgage through the FHA streamline process.
Starting Score: 507 (8/2010) 