Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
Re: Take the FICO Fitness Challenge for 2011!

Goal for Dec. 2011: 750+

Current Experian and TU Score: 622

 

Action Plan:

 

Pay off all credit cards

Make payments on-time, not at the last minute

Pay twice than the minimum due

Leave new credit card offers alone

Put more in my savings (emergency fund and retirement accounts) 

Read one book or magazine a month on personal finance 

Use only 10% of my available credit line when possible

 

Here's to a SLAM DUNK in 2011!

Use as many coupons and discounts that I can when out shopping.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



Take the FICO Fitness Challenge