Established Member
chrisjitsu
Posts: 13
Registered: ‎01-22-2010
Re: Take the FICO Fitness Challenge for 2011!

1.  Your FICO score goal for 2011:

 720+ on all scores

2.  Your current FICO score(s):

EQ: 659 (1/21/11 via SW), TU: 689 (1/21/11 via Quarterly Monitoring), EX:??? 


3.  The steps you plan to take to achieve your goal:

Work on removing collection accounts (1 on EQ, 2 on TU & EX).

Decrease total utilization to <10% by paying down credit cards and asking for CLI's.

Continue to pay on time on all open accounts (haven't missed a payment in over 2 years!).

Possibly become an AU on one of my parents cards to increase AAoA.

Ask questions and look for support on this forum when I run into problems!

 

Good luck, everyone!

 


Starting Score: EQ: 659 (1/21/11 via myFico SW), TU: 689 (1/21/11 via myFico QM), EX: 635 FAKO
Current Score: EQ: 676 (1/25/11 via myFico SW), TU: 689 (1/21/11 via myFico QM), EX: 635 FAKO
Goal Score: 720+ on all scores


Take the FICO Fitness Challenge