My goal is to break through into the 700 club. Last year it was to hit 600 and as of today, my score are in the mid 600 range. I believe that the same amount of growth can be achieved this year!!!

To take the challenge tell us the following: 

1.  Your FICO score goal for 2010- all CRA over 700

2.  Your current FICO score(s) - Experian-603 (but I know it went up), TransUnion- 646 (up from 593 a week ago), Equifax-580 (waiting to update)

3.  The steps you plan to take to achieve your goal-Removing a few baddies from my credit and getting another credit card and keeping them both under 9% util. It worked last year ..lol