Established Member
Posts: 23
Registered: ‎01-12-2010
Re: Take the FICO Fitness Challenge!

I just got off the phone with a very nice person from the Agency of Credit Control--the collection agency reporting my medical collections--and she informed me she got my GW letter and would be deleting all my accounts and sending me a letter verifying the deletion in case the CRA's don't respond quickly enough!


I had heard the collection agencies don't often honor GW letters, but this one did with the first letter! She did say my letter was polite and respectful, unlike many of the communications she has. So it really does pay to write a nice, honest GW letter.


Thanks for teaching me how to write GW letters everyone. I can't wait to see how much my scores rise because of this! After those are deleted, the only derogs on my credit reports will be a bankruptcy from a few years ago.


I'll be doing the happy dance all weekend now!

Current Scores:
TU FICO- 740 - 10/12

EQ FICO- 713 - 10/12

EX - No idea...

CK FAKO - 693

Starting Scores:
TU - 684 - 1/11/10

EX - 695 - 1/11/10

EQ - 641 - 1/11/10