Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007
Auto Loan Approvals!
[ Edited ]
This thread is to be used for your Auto Loan Approvals just copy and paste!
 
APPROVING BANK:
BUREAU PULLED:
CREDIT SCORE:
CUSTOMER STATE OF RESIDENCE:
NEW/USED:
YEAR OF VEHICLE:
MAKE:
MODEL:
MILEAGE:
RETAIL/LEASE:
AMOUNT OF LOAN:
TERM CONTRACTED:
APR/LEASE RATE:
MONTHLY PAYMENT:
ANNUAL INCOME:
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY:




Message Edited by Schoolbuskid on 05-31-2008 09:46 AM
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK:Truliant Federal Credit Union
BUREAU PULLED: Equifax
CREDIT SCORE:605
CUSTOMER STATE OF RESIDENCE: NC
NEW/USED: USED
YEAR OF VEHICLE:2002
MAKE:Mercury
MODEL:Mountaineer
MILEAGE:155000
RETAIL/LEASE:Retail
AMOUNT OF LOAN:3700
TERM CONTRACTED:24 months
APR/LEASE RATE:7.35
MONTHLY PAYMENT:172
MISCELLANEOUS COMMENTARY: Originally bought vehicle for $7000 with a 135k miles, just recently refinanced with my Credit Union!


Message Edited by Schoolbuskid on 05-31-2008 09:52 AM
Established Member
creditohio
Posts: 15
Registered: ‎03-21-2008
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK: General Electric Credit union
BUREAU PULLED:Equifax
CREDIT SCORE:660 ish
CUSTOMER STATE OF RESIDENCE:smileysurprised:h
NEW/USED:new
YEAR OF VEHICLE:2008
MAKE:bmw
MODEL:m3
MILEAGE:27
RETAIL/LEASE:retail
AMOUNT OF LOAN:71300
TERM CONTRACTED:63
APR/LEASE RATE:5.54
MONTHLY PAYMENT:1313.00
MISCELLANEOUS COMMENTARY: have very clean credit history, score is lower because i use credit alot. inquires and short account age. have no debt besides car and home


Message Edited by creditohio on 06-02-2008 12:11 PM
Regular Contributor
ChuckG
Posts: 156
Registered: ‎02-21-2008
Re: Auto Loan Approvals!


creditohio wrote:
NEW/USED:new
YEAR OF VEHICLE:2008
MAKE:bmw
MODEL:m3
MILEAGE:27
RETAIL/LEASE:retail
AMOUNT OF LOAN:71300




*@$^*@$*&*!!!@@@

I hate you.

Just kidding, that's just the haterade talking, I'm jealous.

Currently in the market for an e46m3 or e39m5 actually.

Starting Score: 556
Current Score: 672, 681, 692
Goal Score: 700, 700, 700


Take the myFICO Fitness Challenge
New Contributor
Rocket
Posts: 53
Registered: ‎06-25-2007
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK: SC State Credit Union
BUREAU PULLED: Equifax
CREDIT SCORE: 601
CUSTOMER STATE OF RESIDENCE: SC
NEW/USED: NEW
YEAR OF VEHICLE: 2008
MAKE: MINI
MODEL: COOPER S
MILEAGE: N/A
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 31,000
TERM CONTRACTED: 72mos
APR/LEASE RATE: 7.95%
MONTHLY PAYMENT: Approx $600
MISCELLANEOUS COMMENTARY: Ordered the new MINI on Monday, June 9, 2008. :smileyvery-happy:

Message Edited by Rocket on 06-10-2008 12:00 PM
TU - 688 | EQ - 664
Contributor
Saedra
Posts: 81
Registered: ‎05-28-2007
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK:   Penn. state credit union
BUREAU PULLED:experian
CREDIT SCORE:730
CUSTOMER STATE OF RESIDENCE:    Pennsylvania
NEW/USED:New
YEAR OF VEHICLE:2008
MAKE:Chevy
MODEL:Malibu
MILEAGE:
RETAIL/LEASE:
AMOUNT OF LOAN:16,000
TERM CONTRACTED:60 mos
APR/LEASE RATE:4.49%
MONTHLY PAYMENT:approx 300.00
MISCELLANEOUS COMMENTARY


Message Edited by Saedra on 06-04-2008 12:39 AM

Message Edited by Saedra on 06-04-2008 12:40 AM

Message Edited by Saedra on 06-04-2008 12:40 AM
Established Contributor
atlastontheroad
Posts: 546
Registered: ‎02-16-2008
Re: Auto Loan Approvals!
APPROVING BANK:  Educator's FCU
BUREAU PULLED:Transunion
CREDIT SCORE:690
CUSTOMER STATE OF RESIDENCE:    New York
NEW/USED:Used
YEAR OF VEHICLE:2006
MAKE:Honda
MODEL:CR-V
MILEAGE:25k
RETAIL/LEASE:
AMOUNT OF LOAN:12,000
TERM CONTRACTED:36 mos
APR/LEASE RATE:4.49%
MONTHLY PAYMENT:approx 340.00
MISCELLANEOUS COMMENTARY
Ficos 2/17/08: TU 551 EQ 534 EX 587
Ficos 2/12/09 TU 695 EQ 715 EX 715
Fico...4/15/10....drumroll.....EQ 743
Regular Contributor
ChuckG
Posts: 156
Registered: ‎02-21-2008
Re: Auto Loan Approvals!
[ Edited ]
APPROVING BANK: Navy Federal Credit Union
BUREAU PULLED: Equifax
CREDIT SCORE: 650
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Used
YEAR OF VEHICLE: 2004
MAKE: Toyota
MODEL: Matrix
MILEAGE: 80,000
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $10,492
TERM CONTRACTED: 36mo
APR/LEASE RATE: 8.0%
MONTHLY PAYMENT: $335.17
MISCELLANEOUS COMMENTARY: This was a refi after paying 18.8% on a capital one auto loan for 12 months.

Message Edited by ChuckG on 06-04-2008 09:38 AM

Starting Score: 556
Current Score: 672, 681, 692
Goal Score: 700, 700, 700


Take the myFICO Fitness Challenge
New Contributor
JazzyJ468
Posts: 68
Registered: ‎10-31-2007
Re: Auto Loan Approvals!
APPROVING BANK: AmeriCredit
BUREAU PULLED:All
CREDIT SCORE:601-635
CUSTOMER STATE OF RESIDENCE: PA
NEW/USED:New
YEAR OF VEHICLE:2008
MAKE:NIssan
MODEL:Altima
MILEAGE:
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 21K
TERM CONTRACTED:72 months
APR/LEASE RATE:11%
MONTHLY PAYMENT:
MISCELLANEOUS COMMENTARY: I wish at the time I could put money down on this car...yet needed to purchase ASAP. Hoping to refinance by the end of this yr
New Member
financenewcar
Posts: 6
Registered: ‎05-21-2008
Re: Auto Loan Approvals!
This thread is to be used for your Auto Loan Approvals just copy and paste!
 
APPROVING BANK: Mazda American Credit
BUREAU PULLED: Equifax
CREDIT SCORE: 614 (dealer told me 630 but equifax score shows 614)
CUSTOMER STATE OF RESIDENCE:Virginia
NEW/USED:New
YEAR OF VEHICLE:2008
MAKE:Mazda
MODEL:3
MILEAGE:26
RETAIL/LEASE:retrail
AMOUNT OF LOAN:20K
TERM CONTRACTED:60 months
APR/LEASE RATE:4.9%
MONTHLY PAYMENT:389
MISCELLANEOUS COMMENTARY:traded in a vehicle with negative equity. was very surprised Mazda approved me.