Super Contributor
Posts: 5,712
Registered: ‎10-06-2007
Re: Dealership or Credit Union Loan

Normally I would say a CU but Toyota gave DW the same rate and some extras when they found out she was pre-approved by our CU.  I would try the CU first and see if you can use that to bargin with the dealer.

 

IMHO a CU is less forgiving on not making payments.

03/21/2016 FICO: EQ: 772 EX:773 TU:779