First car loan...
01-17-2012 06:14 PM
I'm going for my first auto loan sometime this month and I've been pretty active on making sure everything on my credit reports are correct. I'm 21 and I have 2 years of active credit history, which has me a little uneasy and is what I think could be my undoing when trying to get approved. It's not possible for me to get a co-signer so I'm hoping for the best. My true FICO scores are TU 778 and EQ 710. I don't know where to get the Experian FICO since all I can get are fakos (760, 780). I know Vantage score doesn't mean much, but for all 3 credit bureaus I'm looking at 753 across the board. What does everybody think about my chances? I plan to check credit unions first before any banks, since I want to step onto the dealer lot pre-approved (hopefully).
I've read and searched on the forums for a while and learned a lot of information! This site is full of it! I just wanted to know what some people thought about my situation.