Moderator
Revelate
Posts: 9,645
Registered: ‎12-30-2011
Re: First car loan...

Auto-loans are among the easiest of any type to obtain, even easier than a secured credit card in some instances.

 

For you, it's just going to boil down to how much you can drop for a downpayment, and what your income is currently.  If you're at non-zero for either of these two categories, and you're not trying to finance an outrageously expensive vehicle compared to your income, you shouldn't have much trouble.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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