Auto-loans are among the easiest of any type to obtain, even easier than a secured credit card in some instances.

For you, it's just going to boil down to how much you can drop for a downpayment, and what your income is currently.  If you're at non-zero for either of these two categories, and you're not trying to finance an outrageously expensive vehicle compared to your income, you shouldn't have much trouble.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

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