This is where a lot of people get it wrong. Banks don't just look at your score when applying for a loan. They look at your balances lates and collections and if the collections were in the last two years or 1 year for lates you are not going to get a good APR or as you found out easily approved for financing.
Im sure you can get a loan but at what APR 20%?
TBC
AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
