Hi UpNComing, Thanks for all the forum advice! I had a question about whether or not to apply with a co-applicant. My wife and I were interested in buying a car in the 50-60k range. I have the higher scores (670s-90s) but lower income around 80k. She's right around 600s-10s but has an income of 115k. What are the chances of being approved for that amount by myself? And would it be better to have her as a co- pplicant for the added income? Thanks!