Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
Re: auto beacon score
[ Edited ]

johnnie23g wrote:

Well my auto enhanced scored was a 689 when the car was leased. My reg fico was a 735. And ive never had a bad or derog on my credit. But at that point all I had was a paid off personal loan in the form of installment

Right, I don't know how the auto industry FICO models deal with reports that don't show any auto loans.   But assuming that all of your auto history is now reporting and is positive then you should be good.


Are you certain that US Bank pulls an auto enhanced FICO score ?    Many banks & CUs exclusively use the Classic FICO models for all of their loans.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX