Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
Re: Trying to figure some things out....
Will any of your old negative accounts from 2004 ( like your repo ) still be reporting in October ? If they drop it is possible that your auto enhanced FICO® score will be better than your classic FICO® score. Also if you can shop around at local CUs or banks you might be able to qualify for a better rate than the dealer will offer.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX