I have them. Been with them since 10/11/2011, still with them. I pay 19% interest. They gave me credit when no one else would I was in the 400's. I had to put 1800 down on my 2010 Versa SL. I will refi in Nov/Dec. Yes the 10.95 is a pain but that can be avoided if you set up direct debit.
Wallet:ME: 400 Cap One, 300 Cap One, 300 Orchard, 900 FH, Santander Car 12k/15k, Chase Auto Loan 15/16k, VS 350, BH 300, Express 500, Avenue 250, JCrew 300, HSN 500
DH: 300 Cap One 400 Cap One 300 Orchard 600 FH. AU - VS, BH
