Regular Contributor
dobirdsmommy
Posts: 229
Registered: ‎02-29-2012
Re: Santander consumer

I have them. Been with them since 10/11/2011, still with them. I pay 19% interest.  They gave me credit when no one else would I was in the 400's. I had to put 1800 down on my 2010 Versa SL.  I will refi in Nov/Dec. Yes the 10.95 is a pain but that can be avoided if you set up direct debit.

2011 starting score 383 pull for Santander, EX 639, EQ 669, TU 651 (lending club pull)
Wallet:ME: 750 Cap One, 5k Quicksilver/rewards, 750 Capital one, Gamestop CC 1150, 2370 FH,! nissan funded lease BYE BYE SANTANDER, Chase Auto Loan 12/16k, VS 1150, BH 1020, Express 1000, Avenue 750, JCrew 800, HSN 1070, Torrid 950,Roamans 800, Jessica London 940, kings direct 800, Buckle 800, OSP 1050, WW 1050, Solutions 800, Blair 750.. baddies: 2 FP CO 08,
DH: 750 Cap One 750 Cap One 750 capital one fh 2000, AU - VS, BH, HSN, QS 5k