Santander is ok if you are credit challenged. I received a 5 yr $20k 12.9% with an auto enhanced score of 605 I think. Wish I'd gone the CU route however. Hoping to refi around Dec of this year. They are ok, if you pay on time and you can skirt the payment fee with auto pay.
2013 Starting: 593 Scores: 617 (EQfico) 658 (EXvant) 640 (TUfico) | Goal scores: 700 - 19 pos TL's / 5 baddies (1 pd) / 40% reported util
My Wallet: BofA 3k | Kay's 2k | Discover/AU 1.5k | Walmart 1k | Emblem 809 | Amazon Store 700 | Paypal BML 600 | Citi/Goodyear 500 | Chase 500 | FPB 425 | Capital One 320 | Target 300 | Capital One 300 | FPB 300
