Regular Contributor
scmami
Posts: 195
Registered: ‎01-05-2012
Re: Santander consumer

I have them now. My credit was mid 500s when I applied. My rate is 16 something.I pay online via BofA bill pay (payment applies in 24 hours). I was late one time  and if I had not been so ignorant,I could have deferred my payment. They have been fine,just pay on time.

Starting FICOs (2/2012): EQ 559 TU 558
Current FICOs (EX and TU Lender pulled 10/6/12): EQ 652 TU 635 EX 647
Matthew 7:1 KJV
Judge not, that ye be not judged.