Incompetent Morons... But they will do just fine for now, I've never has a car loan before and they gave me the best rate I could find for a private party purchase(11.49%).
I bought a relatively inexspensive car in comparison to my income, decidely to improve my credit.
I plan to refi in 6-9 months. Also, Took the bastards 4 weeks almost to finalize my loan, I'm sure the seller was tired of me.....
Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12): 