Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: First Lease Impact

I never leased, but it would be viewed as an installment TL. IME, when adding a mortgage and personal loans (both viewed as the same), I lost but added points over time and regained it all back within 6-12 months. You really don't gain points by having an installment, but like with any TL, the age will help over time.