Moderator Emeritus
Posts: 10,932
Registered: ‎12-30-2011
Re: My Toyota chances?

bbb3601 wrote:

I have 2 accounts with TFS, and was told by their CS dept that they use only TU for approvals....YMMV. That being said with your score you should be tier 2 and should receive any promo. I always app online and get approval decision in 2 minutes. Don't be afraid to go to another dealer because your approval will transfer mine did. 

I used to work at TFS, they pull any of the three major bureaus.


That said they have a loan product for just about everyone and are competive on rates.


Congrats on the approval TwinGirls!

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)

Take the myFICO Fitness Challenge