Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
Re: Santander consumer
My experience was this: they bought a settled loan from citi (ex husbands truck that he stopped paying after a divorce)

The account was settled in 2009. They reported a loan and chargeoff in 2010!!

My mortgage broker helped get it removed in 2011. False reporting... I never even had a loan with those people!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge