Established Contributor
Watchmann
Posts: 985
Registered: ‎05-14-2008
Re: insurance quotes of $500 a month, havent driven in 4 years

No history over the last four years, bad history before that, it is not surprising that they are quoting you such a number, you are an unknown to them.  I'd call them and see if they can work with you on the quote.  If not, then shop around.