Re: Should I apply for an auto loan yet? NFCU
09-24-2012 08:10 AM
I would give it a shot. Credit unions are more lenient than your normal financial instituion. They will more than likely call you and ask for an explanation. That is what happened with me. I got denied by my local CU because I was fresh off a chapter 7 and they wanted to see 12 months of payment history.