Regular Contributor
Posts: 107
Registered: ‎07-26-2012
Re: Should I apply for an auto loan yet? NFCU

I would give it a shot.  Credit unions are more lenient than your normal financial instituion.  They will more than likely call you and ask for an explanation.  That is what happened with me.  I got denied by my local CU because I was fresh off a chapter 7 and they wanted to see 12 months of payment history.