In a few weeks I am going to be applying for auto financing through Toyota.  This will be my first time buying a new car.  Previously, I have always purchased used and paid cash.  I have never had an auto loan.  I am worried about my auto enhanced beacon score.  Would I even have one?  In terms of installment debt, I only have student loans.

I am in Ohio and Toyota here goes through Trans Union. Would Toyota Financing just use my regular FICO score?