Senior Contributor
Posts: 3,065
Registered: ‎11-02-2009
Re: First time using auto financing...do I have an auto enhanced score?

Assuming you meet the criteria to have a FICO score, you will have an auto-enhanced FICO score.  But it may be lower than your normal FICO since you have no auto history. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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