Like many CUs, NFCU cross-secures everything.  Also, some lenders that are generous with limits and credit are the most rutyhless if you don't hold up your side of the deal.  If they lost money on your short sale you are probably going to be phased out as a customer as your loans are retired.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012 Gardening since 10/6/2012

Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 4/2/2011 EQ 682 1/14/2011 TU 665
Current Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Goal Score: EQ 700 TU 700
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