Contributor
tylaw13
Posts: 157
Registered: ‎06-28-2012
Having the best day so far!

‎09-29-2012 10:11 AM

First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!

EQ FICO - 699 (9/27/12) TU FICO - 709 (9/27/12) EX FICO (9/30/12) 725 AMEX
Im my wallet - Cap1 Cash Rewards(500) Cap1 Platinum MC(2000) Chase Freedom(1000) AMEX BCE (2000)
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Having the best day so far!

‎09-29-2012 12:46 PM

Congrats

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Mega Contributor
LS2982
Posts: 14,405
Registered: ‎04-09-2011
Re: Having the best day so far!

‎09-29-2012 04:41 PM

tylaw13 wrote:

First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!

CONGRATS!!!

 

Awesome refi!!!!

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Contributor
tylaw13
Posts: 157
Registered: ‎06-28-2012
Re: Having the best day so far!

‎10-01-2012 04:08 PM

Well i went in a made the refi official today! When i call wells fargo that i needed a payoff quote, which i couldve got online but wanted to talk to somebody there and brag about my CU rate (1.98%) and in an attempt to keep my business with them they offered my 14% hahaha. My CU is just awesome they offered me a visa cc with them using the same pull but i said no. i dont want any more cards except for CSP!

 

Thanks to everybody on myFICO for the advice and guidence!

EQ FICO - 699 (9/27/12) TU FICO - 709 (9/27/12) EX FICO (9/30/12) 725 AMEX
Im my wallet - Cap1 Cash Rewards(500) Cap1 Platinum MC(2000) Chase Freedom(1000) AMEX BCE (2000)
(403 Views)