Re: First time using auto financing.
..do I have an auto enhanced score?
09-29-2012 04:45 PM
Assuming you meet the criteria to have a FICO score, you will have an auto-enhanced FICO score. But it may be lower than your normal FICO since you have no auto history.
I agree, you may have to put a sum of money down on the vehicle but you should be able to be approved.
Do you have any reolving credit in your name??
Any installment loans??
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Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013