Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012
Having the best day so far!

First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Having the best day so far!

Congrats

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
Re: Having the best day so far!

tylaw13 wrote:

First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!


CONGRATS!!!

 

Awesome refi!!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012
Re: Having the best day so far!

Well i went in a made the refi official today! When i call wells fargo that i needed a payoff quote, which i couldve got online but wanted to talk to somebody there and brag about my CU rate (1.98%) and in an attempt to keep my business with them they offered my 14% hahaha. My CU is just awesome they offered me a visa cc with them using the same pull but i said no. i dont want any more cards except for CSP!

 

Thanks to everybody on myFICO for the advice and guidence!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)