Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012
Re: First time using auto financing...do I have an auto enhanced score?

You really over reacted and for no reason. That is what dealers do they send your info out to alot of financing places and wait for them to respond and choose the best one. Once you told him to stop sending your info out he probably already sent it to a bunch of places. When your shopping for a car loan and all your inquiries are done within i think 2 weeks, then FICO counts them as one. Yes youll see a bunch of inquiries on your report but they are counted as one for your score. Honestly what would you get out of sueing them? With scores like yours you cant demand the best financing either you pretty much are at the banks mercy.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)