Re: applied for an auto loan and now there's 26 inquiries
10-04-2012 10:18 AM
All the more reason to go with a local credit union. My last car purcahse I used USAA, and had one inquiry on Equifax - that's it. My previous one I used a credit union but also had credit checked at the dealer. Big mistake.
If you are a member, look at the USAA posted rates vs. your credit union and go with the lowest. If you want to compare both offers, apply at both.