Frequent Contributor
AZHeather
Posts: 304
Registered: ‎04-26-2012
Re: Any Hope?

If you still have collections, charge offs, etc. (and if you can hold off on buying for a bit), you may want to try to clean up as much as you possibly can with PFD and GW letters to try to maximize your score for a lower interest rate.

 

Good luck.


Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)


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